When we were in the background closed a few weeks ago, I did not know what to expect in terms of our right to insurance benefits, because it was more than a decade ago, I was in an accident. Naturally, I was paying for the motor insurance during all these years, and I expected our insurance for most repair costs. But I was invalid when it comes to the details. Here is what I learned until now:

You have the choice of proceeding with your own insurance or work directly with the other party from the insurance company. Our insurance company said, if the other company, it’s easy, then it is better to directly work with them – you have the money sooner, and you do not pay your honesty, then wait for reimbursement.

If you have your own insurance, you must pay your openness. But you can add them back. It seems that you opt for a refund after the franchise has the insurance money from the other party from the insurance company – and apparently, the months. In our case but we are not sure whether the other part was actually covered at the time of the accident, and we said that we do for our franchise back when it was uninsured motorists (apparently it is an expression of our policy).

You have probably the repairs quickly if you through your own insurance company. We do this because we did not want that any delay to do to repair the car. It would have at least another week, and probably more if we tried to work things with other insurance company.

In California, you have the right to free choice of the workshop. In other words, your insurance company may not do, use a particular business, May, although you must pay the difference. In our case we have a workshop for body, not by our insurance company, but the body has the insurance company without the estimate if we will only arguties on the hook to our franchise. We have an opinion of our insurance that the law of California, but if you live in another Member State, should be your rule of law, to see whether this is the case and where you live.

Your insurance will be responsible for all communications with other parties and their representatives. One of the best moments of this experience was in a position to say that the insurance company for the driver of the car, which we were to call our insurance company instead of directly with us.

Your insurance company reimburse you if you replace car seats. I’m still deciding who to seat where.

It is good to have a good insurance. This accident was a prime example of why it is important. How is it that the repairs will cost a few thousand dollars, an amount that could be from his own pocket to be paid. But what if the accident resulted in more damage or injuries themselves? You never know when an accident, not only, and I know that we were lucky that nobody was injured. And that’s why we pay the money from the insurance.

By and large it was a relatively painless experience so far. It is hoped that the car within two weeks, our franchisees will be returned without considerable delay, and we can this incident behind us.